Calling These Senators Could Make a Difference

Someone who knows somebody shared this message somewhere. And now it’s here, slightly edited:

For those worried about ACA (“Obamacare”) coverage for themselves and their families:

After hearing about the midnight repeal of the pre-existing conditions clause, I called Senator Elizabeth Warren’s office. The woman I spoke to said they are being flooded with calls, as are the offices of Speaker Paul Ryan and Senate Majority Leader Mitch McConnell.

Senator Warren’s staff member told me what would help the most would be to call the five Republican senators who have broken away from their leadership to demand a slowdown of the repeal. Tell them how much you appreciate their efforts to stop the train wreck and maybe share your story.

Senator Bill Cassidy (Louisiana) – (202) 224-5824

Senator Susan Collins (Maine) – (202) 224-2523

Senator Bob Corker (Tennessee) – (202) 224-3344

Senator Lisa Murkowski (Alaska) – (202) 224-6665

Senator Rob Portman (Ohio) – (202) 224-3353

There is additional contact information for U.S. senators available here. People say ringing telephones and overloaded phone systems are the best way to impress politicians (they’re even more impressive than offering cash bribes or sexual favors).

Who Says Republicans Don’t Have a Sense of Humor?

Example 1:

“House Republicans have found a subject for their opening review of conflicts of interest under Donald Trump: the federal official in charge of investigating conflicts of interest.”

Yes, the Republican chairman of the House Oversight Committee, Jason Chaffetz of Utah, is mad at the head of the Office of Government Ethics for pointing out (as both Democratic and Republican ethics lawyers agree) that the President-elect’s “plan” to avoid his many, many conflicts of interest is “meaningless”. There are hysterical details here. 

Last night, I found the ethics official’s explanation of his negativity at the Office of Government Ethics site. It was a four-page PDF file, but the lawyer who wrote it isn’t nearly as funny as Rep. Chaffetz. Unfortunately, the link isn’t working at the moment (because of heavy traffic or those madcap Russians). But maybe it will work for you.

In a related, even more priceless development, Rep. Chaffetz announced a few days ago that he plans to keep investigating Hillary Clinton’s emails! This lovable scamp Chaffetz is relentless!

Yet:

When asked about T__p’s potential business conflicts, [chairman Chaffetz] noted that the law‎ exempts the president of the United States, calling the push from Democrats to launch a committee investigation on T__p’s business ties “premature at best.” [CNN]

I suppose “premature at best” implies “totally ridiculous at worst”!

best-dad-jokes

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All right, now that I’ve recovered my composure…

Example 2:

It might seem like yesterday, but it was almost seven years ago that America’s first step toward universal healthcare became law. It was officially called the Patient Protection and Affordable Care Act, but rapidly became known as Obamacare. The law included many (in fact, mostly) conservative ideas, but in the end not one Republican Senator voted for it. In fact, Republicans immediately began calling for the law’s repeal.

Now that the Republicans control Congress and are about to occupy the White House, they’re beginning the effort to repeal the ACA, but questions are being raised, even by Republicans. Should the law be repealed in toto, which would mean taking health insurance away from millions of people, including lots of Republican voters? Or should it be left in place until the law’s terrific right-wing replacement is all ready to go? 

Since they’ve had seven years to think about it, they must have something wonderful (“My God, it’s full of stars!”) waiting in the wings. So here’s what happened last night at Speaker of the House Paul Ryan’s nationally-televised “town hall”.

From the GQ site:

The event began with a question from a polite, middle-aged gentleman named Jeff Jeans, a small-business owner:

“I was a Republican, and I worked for the Reagan and Bush campaigns. Just like you, I was opposed to the Affordable Care Act. When it was passed, I told my wife we would close our business before I complied with this law. Then, at 49, I was given six weeks to live with a very curable type of cancer. We offered three times the cost of my treatment, which was rejected. They required an insurance card. Thanks to the Affordable Care Act, I’m standing here today, alive. Being both a small businessperson [and] someone with preexisting conditions, I rely on the Affordable Care Act to be able to purchase my own insurance. Why would you repeal the Affordable Care Act without a replacement?”

Chuckling nervously like a local-news anchor who suddenly lost his teleprompter feed, Ryan began explaining to Jeans that his party in fact does have a proposal—it’s just a secret one that he still hasn’t shared with his colleagues. Jeans, however, still needed to twist the knife.

RYAN: We wouldn’t do that. We want to replace it with something better. First of all, I’m glad you’re standing here! I mean, really, seriously, I—

JEANS: Can I say one thing? I hate to interrupt you.

RYAN: Yeah, yeah, yeah.

JEANS: I want to thank President Obama from the bottom of my heart, because I would be dead if it weren’t for him.

Seeking further information, I was led to a site called “A Better Health Care Plan”. It’s run by a bunch of Republicans who call themselves the “American Action Network”. The first thing you see is a link to a YouTube video: “A New Path Forward”. Here’s the video’s entire script: 

Imagine a new path forward. Health insurance that provides more choices and better care at lower costs. A system that puts patients and doctors in charge, provides peace of mind to people with pre-existing conditions, and paves the way for new cures by eliminating senseless regulations. House Republicans have a plan to get there without disrupting existing coverage, giving your family the health care they deserve.

You’re then invited to visit the very site you’re on, “A Better Health Care Plan”, for further information. And here it is: 

House Republicans have a plan to get there

Our Congress is fighting for us: lowering costs, providing more control and more choices to pick a plan that meets our needs, not a plan that Washington mandates.

That’s all the further information provided. In toto.

Now who doesn’t think Republicans have a terrific sense of humor? 

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The Best Short Summary of the Affordable Care Act (ACA) Situation You’ll Find

In a blog post called “There Will Be No Obamacare Replacement”, Paul Krugman quotes himself from seven years ago. What he says deserves to be quoted at length and shared widely.

Quote:

“You may be surprised at the evident panic now seizing Republicans, who finally — thanks to [FBI Director] James Comey and [evil dictator] Vladimir Putin — are in a position to do what they always wanted, and kill Obamacare. How can it be that they’re not ready with a replacement plan?

That is, you may be surprised if you spent the entire Obama era paying no attention to the substantive policy issues — which is a pretty good description of the Republicans, now that you think about it.

From the beginning, those of us who did think it through realized that anything like universal coverage could only be achieved in one of two ways: single payer, which was not going to be politically possible, or a three-legged stool of regulation, mandates, and subsidies. Here’s how I put it exactly 7 years ago:

Start with the proposition that we don’t want our fellow citizens denied coverage because of preexisting conditions — which is a very popular position, so much so that even conservatives generally share it, or at least pretend to.

So why not just impose community rating — no discrimination based on medical history?

Well, the answer, backed up by lots of real-world experience, is that this leads to an adverse-selection death spiral: healthy people choose to go uninsured until they get sick, leading to a poor risk pool, leading to high premiums, leading even more healthy people dropping out.

So you have to back community rating up with an individual mandate: people must be required to purchase insurance even if they don’t currently think they need it.

But what if they can’t afford insurance? Well, you have to have subsidies that cover part of premiums for lower-income Americans.

In short, you end up with the health care bill that’s about to get enacted. There’s hardly anything arbitrary about the structure: once the decision was made to rely on private insurers rather than a single-payer system — and look, single-payer wasn’t going to happen — it had to be more or less what we’re getting. It wasn’t about ideology, or greediness, it was about making the thing work.

[Still quoting the professor here] It’s actually amazing how thoroughly the right turned a blind eye to this logic, and some — maybe even a majority — are still in denial. But this is as ironclad a policy argument as I’ve ever seen; and it means that you can’t tamper with the basic structure without throwing tens of millions of people out of coverage. You can’t even scale back the spending very much — Obamacare is somewhat underfunded as is.

Will they decide to go ahead anyway, and risk opening the eyes of working-class voters to the way they’ve been scammed? I have no idea….”

End Quote.

The Affordable Care Act really was the “conservative” approach to universal health insurance, a variation on the plan signed into law by the Republican Governor of Massachusetts, Mitt Romney. But the Republican Party decided to oppose everything President Obama did. That meant they had to oppose the ACA too. Now they’re stuck trying to replace a major law they should have been in favor of all along. 

Almost final word from Prof. Krugman:

…if Republicans do end up paying a big political price for their willful policy ignorance, it couldn’t happen to more deserving people.

I’d change that last sentence to read “pay a big political price for playing extremely partisan politics with the health and well-being of the American people”, but the part about the “more deserving people” is perfect.

A Bit More on the Cost of Health Insurance

A Vox article cites a report from the Center for American Progress that helps explain why many employees who get health insurance at work don’t like the Affordable Care Act and believe it’s causing the cost of health insurance to go up:

In recent years, the growth in overall health care costs has slowed dramatically. But for millions of Americans with employer-sponsored insurance…, this slowdown is illusory. From 2008 through 2013, the average annual growth rate of employees’ monthly premium contributions and out-of-pocket expenses, adjusted for inflation, was more than double that of average annual growth in real per-capita national health care spending, which was less than 2 percent per year. This growth has also outpaced employers’ costs of offering these benefits by more than 40 percent.

Employees experiencing higher health care costs tend to blame the Affordable Care Act, or ACA, even though the law largely leaves the employer-based system alone….The actual reason why employee and employer costs are increasing at different rates is because employers have, over time, shifted greater responsibility for health care expenses to their employees through higher deductibles, higher copayments, and higher coinsurance—a practice that began long before the passage of the ACA. Other employers pay smaller shares of their employees’ health care premiums….

In other words, almost everyone in the health care system is realizing savings, but employees’ costs are rising.

Or as Vox puts it, in still other words:

Your company’s health insurance costs are going down. But yours are going up.

This is in addition to many companies incorrectly telling their employees that the ACA is to blame for rising costs.