On the Bright Side, ACA-Wise

There is only one sure thing when it comes to predicting what President Donnie will do. He’ll always do what he thinks will serve his interests. It might not actually serve his interests, but he will believe it does. Otherwise he wouldn’t do it. That’s because he doesn’t have an altruistic gene or self-sacrificing neural pathway in his body. Not one. He is 100% self-centered and selfish. 

The possibly good news is that Donnie has promised not to cut Medicare and Medicaid (and Social Security):

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Plus, there’s this:

…T***p told the Wall Street Journal he would consider keeping two of [the ACA’s] most popular provisions — one that allows adult children to stay on their parents’ health insurance plans, and another that would forbid insurance companies from refusing to cover “pre-existing conditions.”

“I like those very much,” the newspaper quoted Trump as saying [on Nov. 11th].

Furthermore, although he has parroted the standard Republican line about quickly repealing the Affordable Care Act, he’s said it should immediately be replaced with something “terrific”. In his case, of course, “terrific” usually means either expensive or fraudulent, but let’s assume he wants the ACA replacement to be popular. It’s true that he’s so mendacious, ignorant and/or stupid that he recently said it will take about a week to design and approve a terrific replacement, but put that aside too. Perhaps he sees an opportunity to feed his narcissism by doing something that will make most of America admire him (as unlikely as that will ever be). 

It shouldn’t have been a surprise, therefore, that Donnie told “The Washington Post” yesterday that he will shortly unveil a plan that offers “insurance for everybody”!

(By the way, before I forget, whoever is responsible for childishly defacing that picture up there from Donnie’s Twitter account is going to be in big, big trouble on January 20th.)

Of course, given that the President-elect’s entire career outside reality TV has been based on telling suckers what they want to hear, his promises are less than worthless. But at least we know that protecting Medicare and Medicaid; limiting the ruthlessness of insurance companies; and making sure we all have health insurance are ideas he’s heard of.

There are a few other reasons for a tiny bit of extremely cautious optimism:

(1) Most of us don’t want the ACA repealed and nobody wants to lose what they already have, so there has been a huge negative response to the Republican “plans”, with websites like Faces of the ACA , articles like “Without Obamacare, I’ll Get Sicker, Faster, Until I Die” and “Here’s What One Cancer Survivor Wants You To Know About Obamacare” and constant reminders that it’s “Time to Turn Up the Heat: Senate Staffers Are Complaining About the Avalanche of Angry Calls”. The anti-ACA repeal movement is also getting support (some of it lukewarm) from unlikely sources, including Republican governors, hospital administrators, insurance companies and the American Medical Association. 

(2) The House of Representatives almost always follows its leader, the odious Paul Ryan, but the Senate is much less predictable. Even in the House, the most reactionary Republicans sometimes vote against their leader because a proposed piece of legislation doesn’t harm enough people. In fact, recent history shows that Republicans find it much easier to agree on what they’re against than on what they’re for. On top of that, nobody knows how  Pres. Donnie will react to legislation that doesn’t obviously satisfy his greed or narcissism. For a helpful summary of the procedural hurdles Congressional Republicans are up against, see “Everything Republicans Will Have To Do To Actually Repeal and Replace Obamacare” (subtitle: “It Won’t Be Easy”). 

(3) It’s been reported that there is more opposition to “Obamacare” than to the Affordable Care Act. The more people learn what the ACA actually does, the more they like it. So, once President Obama becomes a fond memory, and despite well-funded Republican efforts to confuse the issue, it’s possible that support for the ACA will increase. Andy Slavitt, the acting administrator of the Centers for Medicare and Medicaid Services, prepared a list of everyone who will be negatively affected by repeal of the ACA (without, of course, a terrific replacement):

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And let’s not forget this bit of good news:

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Will spreading the good news about the ACA and bad news about its repeal have an effect on the right-wing ideologues in Congress and the orange person in the White House? We don’t know, but it’s worth a try.

One last thought for now. One of the phrases that comes up in arguments about our healthcare system is “socialized medicine”. It’s used to attack the idea that the government should control or bear responsibility for healthcare. When you think about it, however, it’s clear that healthcare does have a very strong social aspect. If we don’t want poor people dying in the streets or dread diseases spreading through the population, we need society, including the government, to make sure people get medical treatment. This is why people who arrive at emergency rooms at the edge of death get medical treatment, even if they don’t have a health insurance card or a suitcase full of cash.

The idea that healthcare is a social good fits nicely with the standard Democratic view that “we are all in this together”. Most of us don’t want to live in a dog eat dog world. 

Republicans, however, lean toward the “every man for himself” or “not my brother’s keeper” model. That’s not all bad. Almost everyone puts themselves, their family and their friends ahead of strangers. But in the Republicans’ case, that fundamental attitude easily translates into less for the poor and sick and more for the rich and healthy. That’s the underlying message behind Paul Ryan’s recent statement that he favors “high risk pools” for people with “pre-existing conditions”. He was answering a question from a cancer patient whose life was saved by the ACA:

So we, obviously, want to have a system where they can get affordable coverage without going bankrupt because they get sick. But, we can do that without destroying the rest of the healthcare system for everybody else. That’s the point I’m trying to make. What we should have done was fix what was broken in health care without breaking what was working in healthcare, and that’s what, unfortunately, Obamacare did. So, by financing state high-risk pools to guarantee people get affordable coverage when they have a pre-existing condition, like yourself, what you’re doing is, you’re dramatically lowering the price of insurance for everybody else [PoliticsUSA].

Doing this won’t work, of course, unless those unlucky sick people are wealthy enough to pay sky-high premiums, the government (meaning the rest of us) pays their bills or they simply give up, drop out of the insurance market and take their chances. That’s how “high risk pools”, also known as “insurance ghettos”, have always worked, i.e. failed, in the past.

A closing comment from the PoliticsUSA site:

… Ryan thinks cancer patients and other pre-existing conditions are ruining healthcare for everyone else…The true evil in [Ryan’s] plan is that by separating out the high-risk patients from everyone else, Ryan … can keep costs down by underfunding the pool for people who need healthcare the most…

That’s the attitude we’re up against. The news isn’t all bad, but it’s not going to be easy.

Calling These Senators Could Make a Difference

Someone who knows somebody shared this message somewhere. And now it’s here, slightly edited:

For those worried about ACA (“Obamacare”) coverage for themselves and their families:

After hearing about the midnight repeal of the pre-existing conditions clause, I called Senator Elizabeth Warren’s office. The woman I spoke to said they are being flooded with calls, as are the offices of Speaker Paul Ryan and Senate Majority Leader Mitch McConnell.

Senator Warren’s staff member told me what would help the most would be to call the five Republican senators who have broken away from their leadership to demand a slowdown of the repeal. Tell them how much you appreciate their efforts to stop the train wreck and maybe share your story.

Senator Bill Cassidy (Louisiana) – (202) 224-5824

Senator Susan Collins (Maine) – (202) 224-2523

Senator Bob Corker (Tennessee) – (202) 224-3344

Senator Lisa Murkowski (Alaska) – (202) 224-6665

Senator Rob Portman (Ohio) – (202) 224-3353

There is additional contact information for U.S. senators available here. People say ringing telephones and overloaded phone systems are the best way to impress politicians (they’re even more impressive than offering cash bribes or sexual favors).

Who Says Republicans Don’t Have a Sense of Humor?

Example 1:

“House Republicans have found a subject for their opening review of conflicts of interest under Donald Trump: the federal official in charge of investigating conflicts of interest.”

Yes, the Republican chairman of the House Oversight Committee, Jason Chaffetz of Utah, is mad at the head of the Office of Government Ethics for pointing out (as both Democratic and Republican ethics lawyers agree) that the President-elect’s “plan” to avoid his many, many conflicts of interest is “meaningless”. There are hysterical details here. 

Last night, I found the ethics official’s explanation of his negativity at the Office of Government Ethics site. It was a four-page PDF file, but the lawyer who wrote it isn’t nearly as funny as Rep. Chaffetz. Unfortunately, the link isn’t working at the moment (because of heavy traffic or those madcap Russians). But maybe it will work for you.

In a related, even more priceless development, Rep. Chaffetz announced a few days ago that he plans to keep investigating Hillary Clinton’s emails! This lovable scamp Chaffetz is relentless!

Yet:

When asked about T__p’s potential business conflicts, [chairman Chaffetz] noted that the law‎ exempts the president of the United States, calling the push from Democrats to launch a committee investigation on T__p’s business ties “premature at best.” [CNN]

I suppose “premature at best” implies “totally ridiculous at worst”!

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All right, now that I’ve recovered my composure…

Example 2:

It might seem like yesterday, but it was almost seven years ago that America’s first step toward universal healthcare became law. It was officially called the Patient Protection and Affordable Care Act, but rapidly became known as Obamacare. The law included many (in fact, mostly) conservative ideas, but in the end not one Republican Senator voted for it. In fact, Republicans immediately began calling for the law’s repeal.

Now that the Republicans control Congress and are about to occupy the White House, they’re beginning the effort to repeal the ACA, but questions are being raised, even by Republicans. Should the law be repealed in toto, which would mean taking health insurance away from millions of people, including lots of Republican voters? Or should it be left in place until the law’s terrific right-wing replacement is all ready to go? 

Since they’ve had seven years to think about it, they must have something wonderful (“My God, it’s full of stars!”) waiting in the wings. So here’s what happened last night at Speaker of the House Paul Ryan’s nationally-televised “town hall”.

From the GQ site:

The event began with a question from a polite, middle-aged gentleman named Jeff Jeans, a small-business owner:

“I was a Republican, and I worked for the Reagan and Bush campaigns. Just like you, I was opposed to the Affordable Care Act. When it was passed, I told my wife we would close our business before I complied with this law. Then, at 49, I was given six weeks to live with a very curable type of cancer. We offered three times the cost of my treatment, which was rejected. They required an insurance card. Thanks to the Affordable Care Act, I’m standing here today, alive. Being both a small businessperson [and] someone with preexisting conditions, I rely on the Affordable Care Act to be able to purchase my own insurance. Why would you repeal the Affordable Care Act without a replacement?”

Chuckling nervously like a local-news anchor who suddenly lost his teleprompter feed, Ryan began explaining to Jeans that his party in fact does have a proposal—it’s just a secret one that he still hasn’t shared with his colleagues. Jeans, however, still needed to twist the knife.

RYAN: We wouldn’t do that. We want to replace it with something better. First of all, I’m glad you’re standing here! I mean, really, seriously, I—

JEANS: Can I say one thing? I hate to interrupt you.

RYAN: Yeah, yeah, yeah.

JEANS: I want to thank President Obama from the bottom of my heart, because I would be dead if it weren’t for him.

Seeking further information, I was led to a site called “A Better Health Care Plan”. It’s run by a bunch of Republicans who call themselves the “American Action Network”. The first thing you see is a link to a YouTube video: “A New Path Forward”. Here’s the video’s entire script: 

Imagine a new path forward. Health insurance that provides more choices and better care at lower costs. A system that puts patients and doctors in charge, provides peace of mind to people with pre-existing conditions, and paves the way for new cures by eliminating senseless regulations. House Republicans have a plan to get there without disrupting existing coverage, giving your family the health care they deserve.

You’re then invited to visit the very site you’re on, “A Better Health Care Plan”, for further information. And here it is: 

House Republicans have a plan to get there

Our Congress is fighting for us: lowering costs, providing more control and more choices to pick a plan that meets our needs, not a plan that Washington mandates.

That’s all the further information provided. In toto.

Now who doesn’t think Republicans have a terrific sense of humor? 

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The Best Short Summary of the Affordable Care Act (ACA) Situation You’ll Find

In a blog post called “There Will Be No Obamacare Replacement”, Paul Krugman quotes himself from seven years ago. What he says deserves to be quoted at length and shared widely.

Quote:

“You may be surprised at the evident panic now seizing Republicans, who finally — thanks to [FBI Director] James Comey and [evil dictator] Vladimir Putin — are in a position to do what they always wanted, and kill Obamacare. How can it be that they’re not ready with a replacement plan?

That is, you may be surprised if you spent the entire Obama era paying no attention to the substantive policy issues — which is a pretty good description of the Republicans, now that you think about it.

From the beginning, those of us who did think it through realized that anything like universal coverage could only be achieved in one of two ways: single payer, which was not going to be politically possible, or a three-legged stool of regulation, mandates, and subsidies. Here’s how I put it exactly 7 years ago:

Start with the proposition that we don’t want our fellow citizens denied coverage because of preexisting conditions — which is a very popular position, so much so that even conservatives generally share it, or at least pretend to.

So why not just impose community rating — no discrimination based on medical history?

Well, the answer, backed up by lots of real-world experience, is that this leads to an adverse-selection death spiral: healthy people choose to go uninsured until they get sick, leading to a poor risk pool, leading to high premiums, leading even more healthy people dropping out.

So you have to back community rating up with an individual mandate: people must be required to purchase insurance even if they don’t currently think they need it.

But what if they can’t afford insurance? Well, you have to have subsidies that cover part of premiums for lower-income Americans.

In short, you end up with the health care bill that’s about to get enacted. There’s hardly anything arbitrary about the structure: once the decision was made to rely on private insurers rather than a single-payer system — and look, single-payer wasn’t going to happen — it had to be more or less what we’re getting. It wasn’t about ideology, or greediness, it was about making the thing work.

[Still quoting the professor here] It’s actually amazing how thoroughly the right turned a blind eye to this logic, and some — maybe even a majority — are still in denial. But this is as ironclad a policy argument as I’ve ever seen; and it means that you can’t tamper with the basic structure without throwing tens of millions of people out of coverage. You can’t even scale back the spending very much — Obamacare is somewhat underfunded as is.

Will they decide to go ahead anyway, and risk opening the eyes of working-class voters to the way they’ve been scammed? I have no idea….”

End Quote.

The Affordable Care Act really was the “conservative” approach to universal health insurance, a variation on the plan signed into law by the Republican Governor of Massachusetts, Mitt Romney. But the Republican Party decided to oppose everything President Obama did. That meant they had to oppose the ACA too. Now they’re stuck trying to replace a major law they should have been in favor of all along. 

Almost final word from Prof. Krugman:

…if Republicans do end up paying a big political price for their willful policy ignorance, it couldn’t happen to more deserving people.

I’d change that last sentence to read “pay a big political price for playing extremely partisan politics with the health and well-being of the American people”, but the part about the “more deserving people” is perfect.

Selected Thoughts on Recent Events

Once upon a time, it was common to see billboards and bumper stickers calling for Earl Warren, Chief Justice of the Supreme Court, to be impeached. Right-wing organizations like the John Birch Society had two principal complaints against him, as set forth in a “wanted” poster from 1958:

Warren is a rabid agitator for compulsory racial mongrelization and has handed down various decisions compelling whites to mix with Negroes in the schools, public housing, in restaurants and in public bathing facilities. He is known to work closely with the N.A.A.C.P. [the National Association for the Advancement of Colored People] and favors the use of force and coercian [sic] to compel white school children to mingle intimately with Negroes.

Warren has been accused of giving aid and comfort to the Communist Party on frequent occasions. He is guilty of inciting riot, disorder and anarchy in Little Rock and elsewhere in his attempts to impose judicial tyranny upon white Southerners. He has illegally transformed the Supreme Court into a Soviet-type politburo with power over the Congress and over the various state governments.

Fortunately, Chief Justice Warren was never in danger of being impeached (although he may have been in danger of being shot). In fact, only one Supreme Court Justice has ever been impeached. That was Samuel Chase back in 1804. The Wikipedia summary says he was impeached for “political bias and arbitrary rulings, promoting a partisan political agenda on the bench”. Sound familiar? The Senate acquitted Justice Chase and since then making ridiculous decisions based on one’s political ideology hasn’t been considered grounds for impeachment. Federal officials generally need to be accused of criminal activity before the House of Representatives will impeach them.

Nevertheless, if “political bias and arbitrary rulings” and “promoting a partisan political on the bench” were ever grounds for impeachment, Justices Scalia, Alito and Thomas would be prime candidates. The three of them were willing to cripple the Affordable Care Act in 34 states because of a single poorly-written phrase, even though it’s standard procedure for the Court to interpret the language in complex laws based on context and legislative intent. Sensible people understood all along that Congress meant to offer subsidies to low-income people in all fifty states. It was only right-wing ideologues like Scalia, Alito and Thomas who thought or claimed to think otherwise.They saw a way to weaken the law and were willing to disgrace themselves in order to purposefully misinterpret it.

If you want to understand the Court’s decision in the Affordable Care Act case, there is a helpful summary on the Court’s website. They call it a “syllabus” and it’s only five pages long. The majority opinion begins at page 6 of the same PDF document and Scalia’s bizarre dissent begins at page 27.

If Scalia were really as angry as his overheated language implies, he would have dropped dead a few pages into his opinion. Maybe next time.

Moving on to other recent events, I’m trying to understand why some people are opposed to gay marriage because they think it will infringe on their own religious liberties. That may be a future topic. Meanwhile, here are two excellent paragraphs from an article by Andrew O’Hehir called “America Is Changing, and Marriage Equality Is a Huge Victory — But We Need To Go So Much Further”:

An entire strain of right-wing commentators, exemplified by Ann Coulter and Bill O’Reilly, have built careers on casting the left as treasonous America-haters who piss on the flag at every opportunity. This is a moment for people who believe in social justice to accentuate the positive, for damn sure. Beyond that, it’s also a moment that makes clear who really hates America – who hates the democratic and egalitarian potential of America, the America that does not quite exist but is struggling to become real. The America that the Coulter-O’Reilly caste claims to love does not exist either, but it never did and never will; it’s not just 1954 but a thoroughly fictional version of 1954, in which women and African-Americans were content to live in subjugation and Latinos, Muslims and LGBT people were invisible….

It’s essentially tragic that so many people feel themselves under attack from the expanded application of basic principles of fairness and justice. It cannot be a good thing that millions of Americans are so imprisoned by toxic ideology that they are unable to share in this collective celebration of hope and happiness, that they seem so determined to wall themselves up in mental ghettoes of intolerance, and that they seem devoted to waging endless rearguard combat in defense of “traditional values” rooted in a constricted understanding of God and the Christian faith and America. As the congregants of Emanuel African Methodist Episcopal Church told us a week ago in such moving and memorable fashion, love is stronger than hate. Many people in our country who call themselves Christians would do well to reflect on that.

More, but not a lot more, here.